Filed Under (Business) by admin on April-11-2008

Some homeowners are concerned that, once they obtain a reverse mortgage, they must keep it forever. What happens if you decide to sell the home? Can you refinance the home and get out of the reverse mortgage? Or what if you get an inheritance, win the lottery or have other means and want to repay the reverse mortgage? Can you get one and make regular payments on it just like any other mortgage?

You are never stuck with the reverse mortgage. While it may not make sense to have it for only a short period of time, there is no prepayment penalty and no requirement to keep it for any period of time.